Store Policies

Layway:
We offer a 3 months Layaway Plan for any item you desire. Alterations & adjustments such as ring sizing, will be made at balance payoff. Expired layaways will receive an in store credit for monies received.

Financing:
Nick T. Arnold Jewelers offers financing through GE Credit. Same as cash and other payment plans are available to fit your needs. We offer up to 12 months same as cash financing with little or no downpayment.

Gift certificates:
Nick T. Arnold Jewelers offers gift certificates in any denomination.

Returns & Exchanges:
Returns & exchanges are accepted within 30 days of purchase.
Special order, custom made and altered items are not be returnable.

Refunds:
Refunds are accepted within 30 days of purchase. All refunds must accompany the merchandise, "in new condition", and a copy of your receipt.
Refunds are subject to restocking fees if alterations have been performed, and/or if the item needs polishing.

Diamond Inspections:
We recommend every 6 months you should bring to us your diamond jewelry and have our jeweler inspect the prongs to help prevent any possible damage or loss of your gemstones. This inspection service is Free.

Appraisal:
We are happy to provide you with an insurance appraisal on your purchase free of charge. Our appraisals are performed by our Gemologists trained by the Gemological Institute of America (GIA).

Custom Work:
All custom jewelry is nonrefundable.